Escrito por: Marta Estudillo Fecha Thursday 19, August 2021 Categoría: Case of use
In a context marked by economic and business setbacks, Singular Bank takes the initiative and goes one step further in its digitization to position itself at the forefront of its sector. Singular Bank is an entity focused on helping its customers define and achieve their life goals, guiding them in the conservation and investment of their finances and taking into account the uniqueness and unique needs of each person or company.
The economic and social crisis resulting from COVID-19 has caused financial institutions to rethink their processes in order to optimize and streamline the management and processing of customer data, as well as accelerate digitization and drive more secure solutions that offer a better user experience.
Through an independent offering and a service based on mutual trust and transparency, it is now making a firm commitment to technology, relying on Expediente de Crédito, one of the most advanced technological tools on the market.
This new platform developed by Ivnosys together with Equifax, a global Data, Analytics and Technology company, allows financial institutions to obtain any type of data in real time that they require from individuals and/or companies, with their prior consent and in connection with more than 9,000 public organisms.
Expediente de Crédito is very easy to use and guarantees the security of your processes by working with Ivnosys as a Qualified Service Provider and Certification Authority. Taking into account that the current situation has made access to liquidity difficult for SMEs and the self-employed, which represent 95% of Spanish companies, and that there is an upward trend in business delinquency, this service will speed up the credit granting processes, as well as minimize the risks associated with financing operations.
In addition, Expediente de Crédito speeds up and simplifies the numerous bureaucratic procedures and complications that usually arise when applying for financing or financial aid when it is time to gather an infinite number of documents and present them physically by grouping them together and maintaining the cohesion of all the associated information.
In addition, Singular Bank’s technological commitment allows it to strengthen its sustainability and energy efficiency strategy. As a bank committed to the environment, it reinforces its paperless philosophy, implementing this digital solution that will reduce paper consumption by almost 100%, promoting a corporate culture focused on reducing the environmental impact.